A specialty insurer

From three days to four hours for claims intake

An intelligent intake pipeline that classifies, extracts and validates claims documents, routing only genuine exceptions to handlers.

Median intake time, down from 3 days
4 h
Claims processed straight-through
72%
Cost per claim handled
−38%

The challenge

Claims arrived by email, portal and post in dozens of formats. Handlers re-keyed data into the core system by hand, and backlogs built up quickly after any major weather event.

The insurer needed to improve turnaround without compromising accuracy or the audit trail its regulator expected.

Our approach

  1. 01

    Process mapping

    We analysed six months of claims to identify where time was really spent and which steps were rules versus judgement.

  2. 02

    Document AI

    Models classify each document and extract over 40 fields, each with a confidence score.

  3. 03

    Validation rules

    Extracted data is cross-checked against policy records before anything is written to the core system.

  4. 04

    Human-in-the-loop

    Low-confidence or unusual claims go to a handler review screen with every source highlighted.

Results

  • Median intake time fell from three working days to four hours.
  • 72% of claims now pass through intake without manual re-keying.
  • Handlers spend their time on complex claims and customer conversations instead of data entry.
“The difference during our last storm season was remarkable. We kept pace with demand without adding temporary staff.”
Head of Claims Operations · Specialty insurer

Let’s build something that lasts.

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